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antithesis
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Posted 2:34 pm, 09/17/2024
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That's true, Thomas, but the OP has said that her husband complains that she doesn't have "plenty of groceries in the house."
Food first... then morals. If they starve to death then the credit card company gets nothing...
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Thomas Hobbes
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Posted 2:27 pm, 09/17/2024
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Actually that's true however there's also the moral consideration of paying your debts.
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antithesis
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Posted 1:51 pm, 09/17/2024
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True.
But with the OP paying more than the minimums on credit card bills while not having enough left over for groceries, I'm not sure that she's a good money manager, either.
my husband of 52 years... Assuming that you married at 18, this puts you at 70 years old.
At this point in your life, there is absolutely no reason to pay above the minimums on credit cards. No one lives forever, and no one is on their death bed wishing that they had gotten out of credit card debt. There is absolutely no point in hurting yourself to pay them off.
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Foxnose
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Posted 1:09 pm, 09/17/2024
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Maybe one is not a good money manager
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antithesis
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Posted 12:58 pm, 09/17/2024
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I have had married coworkers that keep their money separate. I never really understood why...
One or both want to spend money on things that they don't want their spouse to know about...
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gascon
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Posted 10:01 am, 09/17/2024
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Same here Tilly. Thomas is right calling her out, scam. She tries it each month. She doesn't want food it insults her. She needs drugs not food.
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Tilly22
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Posted 9:43 am, 09/17/2024
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I have had married coworkers that keep their money separate. I never really understood why. My husband and myself have a joint bank account where both our checks are direct deposited and I see to it that all our bills are paid from our checking account. All the money we have is "our" money.
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Thomas Hobbes
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Posted 8:21 am, 09/17/2024
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Folks this couple are not allowed in several restaurants because of their dine and dash scam
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antithesis
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Posted 12:58 am, 09/17/2024
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Reading between the lines here...
1. You both have your income separate from one another, so you still see it as "his money" and "my money."
2. You're taking what you consider to be "his money" to pay "your credit cards." Without his permission.
From your description, you're not asking him for help... you're taking "his money" and helping yourself. Which... yes, would be wrong.
The logical solution would be to drop the whole "his money" and "my money" nonsense... just pool your money together each month, and pay the household bills based on priority. I understand the desire to pay off high interest credit cards, but not at the risk of not being able to pay legitimate necessities first... like food.
If that's not an option then, I'm sorry, but you're responsible for your own bills. And if you think he should help pay them, you have to ask... you can't just take it. Because, yes, that is stealing.
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Thomas Hobbes
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Posted 7:52 pm, 09/16/2024
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Summer day is a habitual scammer. She and her husband run quite a few of them.
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1goddess
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Posted 6:52 pm, 09/16/2024
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I don't quite understand...If you've been married for 52 years, how do you continue to basically live seperate lives?
He pays for this and I pay for that on and on, etc etc etc. What do you mean he's been helping you pay these other bills, does he not ride in your car, if you need to call 911 for him, he's getting phone service from you for free. Does he watch cable tv too...yet you've got to pay these bills by yourself.
Yesterday you were looking for a place to move to...now you're begging for help to pay these bills.
summerday, your husband is smarter than you...and you're paying for it.
Both of you need to figure out what kind of marriage/relationship you want and find a way to work on it.
or
you need to find yourself a place to live, without the husband and get on with your life and enjoy what you've got left to live!
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gascon
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Posted 10:46 am, 09/16/2024
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Forgot I was on GW, we do pay the credit card in full every month, no interest. Our SS covers this also.
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gascon
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Posted 10:35 am, 09/16/2024
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We can but only regular bills. We limit our credit card to 1,000 a month, mostly groceries. If we need tires, cars worked on, heat pump needs work or new one, it does not cover this. We do have back up with our retirement savings. I couldn't imagine without backup savings. Yes prices doubled under Biden. Our car/home ins, taxes, and groceries are way higher.
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Springy’s Specter
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Posted 10:15 am, 09/16/2024
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Really with Bidenomics inflation I don't see how seniors can make it ion just SS . The only way if they don't have any payments, just regular bills then it would still be close. Democrats say SS isn't to be lived off of , a lot of people I know lost most of their savings durning the Obama administration. Then there's the 55 to 65 year olds who are having to help their kids with bills. No wonder so many are homeless, it's almost an epidemic under Biden/ Harris.
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Thomas Hobbes
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Posted 9:57 am, 09/16/2024
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Summer day is a well know scammer. Her husband is in on it. Don't take the bait
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gascon
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Posted 9:52 am, 09/16/2024
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Spectrum does not give seniors squat unless on Medicaid, poor. Now if you are poor you can get alot, like 10 dollars for internet, it might be 20. Leave him. Most poor or people like you don't pay their credit card bills. You don't go to jail. Or I've never heard of anyone that did. How much SS do you guys get? Then we can help you manage the money. It's simple, I do this all the time, even yearly. Grab a pen and paper, list bills the important ones first. Power, water, phone, cable/internet, insurance [car/home], taxes, and groceries. Is you checks enough to cover these items. Whats left goes for credit card.
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summerday
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Posted 8:34 am, 09/16/2024
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Thank you for your kind words of trying to help me. At my age and my health issues, I really need my phone and internet to keep in line with my bills.
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Springy’s Specter
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Posted 11:03 pm, 09/15/2024
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Every 6 months same post Are you kin to Gandy ?
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surfer
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Posted 10:47 pm, 09/15/2024
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Spectrum has cell service and a special Internet pricing for seniors. I believe the senior internet plan is $29 but I have no idea about their phone plan pricing...
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